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PASSWORDS
When is the last time you changed your account passwords?
Security experts recommend getting in the habit of changing your passwords. Time decays any security measure you have in place.
TELEPHONE SCAMS FROM IRS and SUCH
There are several different scams going around originating from a 202 area code, which identifies it as Washington, D.C. But scammers may be calling your phone from another country, using the D.C. area code.

IRS Reiterates Warning of Pervasive Telephone Scam - IR-2014-53, April 14, 2014
The Internal Revenue Service issued another strong warning for consumers to guard against sophisticated and aggressive phone scams targeting taxpayers. Incidents of this crime continue to rise nationwide. These scams won’t likely end with the filing season so the IRS urges everyone to remain on guard.
The IRS will always send taxpayers a written notification of any tax due via the U.S. mail. The IRS does not initiate contact with taxpayers by email to request personal or financial information. This includes any type of electronic communication, such as text messages and social media channels. The IRS also does not ask for PINs, passwords or similar confidential access information for credit card, bank or other financial accounts. Recipients should not open any attachments or click on any links contained in an email message.
Potential victims may be told they are entitled to big refunds, or that they owe money that must be paid immediately to the IRS. When unsuccessful the first time they may call back trying a new strategy.
Other characteristics of this scam include:
· Scammers use fake names and IRS badge numbers. They generally use common names and surnames.
· Scammers may be able to recite the last four digits of a victim’s Social Security number.
· Scammers spoof the IRS toll-free number on caller ID to make it appear that it’s the IRS calling.
· Scammers sometimes send bogus IRS emails to some victims to support their bogus calls.
· Victims hear background noise of other calls being conducted to mimic a call site.
· After threatening victims with jail time or driver’s license revocation, scammers hang up and others s
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